Commercial vehicle insurance for fleets and owner-drivers
Goods carriers, tankers, buses and pick-ups face higher risk on the road. A commercial vehicle policy covers the vehicle, your legal liability to others and, if chosen, the driver and cleaner.
Types of commercial vehicle insurance
Package policy
Own damage plus third-party liability for the vehicle.
Liability only
The legal minimum for commercial use.
Fleet policy
Several vehicles on one policy with a single renewal date.
What is covered
What is not covered
Covers and exclusions vary by insurer and plan; the policy wording applies.
Making a claim
How a claim works with Kreeva
Tell us first
Call or WhatsApp with photos and the location. We register the claim.
Survey and garage
We help you choose a network garage and arrange the surveyor.
Documents
We send a checklist: RC, licence, policy and FIR if needed.
Settlement
Cashless at network garages, or reimbursement — we follow up until paid.
Commercial vehicle insurance — questions
Does a commercial vehicle policy cover the goods inside?
No. Goods in transit need separate marine cargo or transit insurance. We can arrange both together.
Can I insure all my vehicles on one policy?
Yes. A fleet policy puts several vehicles on one renewal date and can lower the overall premium.
Not sure which plan fits? Ask an advisor.
Free consultation. No obligation to buy.