Life insurance for your family’s future
Start with pure protection — a term plan — then add savings plans for goals like education and retirement. We explain costs, returns and claim records before you commit.
Life insurance plans
Main planTerm life insuranceTerm insurance pays a large sum to your family if you die during the policy term.Term insurance with return of premiumA return-of-premium term plan gives the same life cover as a regular term plan, and pays back the premiums…Guaranteed income plansThese life insurance savings plans pay a guaranteed income or lump sum at set times, with life cover…ULIPsA ULIP invests part of your premium in funds of your choice and uses part for life cover.Child education plansA child plan builds money for your child’s education.Retirement & pension plansPension plans build a retirement fund during your working years and convert it into a regular income — an…Whole life insuranceWhole life insurance covers you for most of your life, usually up to age 99 or 100, so a payout to your…
Making a claim
How claims work with Kreeva
01
Inform us
The nominee calls or messages us with the policy details.
02
Claim form
We help complete the insurer’s claim form.
03
Documents
Death certificate, ID and bank details, plus others the insurer asks for.
04
Payment
We follow up until the insurer pays the nominee.
Life insurance questions
Should I buy term insurance or a savings plan?
Term insurance gives the most protection for the lowest premium. Savings plans suit specific goals. Many families need both.
What is a claim settlement ratio?
The share of death claims an insurer paid in a year. It is one of several things we compare when choosing an insurer.
Not sure which plan fits? Ask an advisor.
Free consultation. No obligation to buy.