Fire insurance
A fire policy covers buildings, plant, machinery and stock against fire and allied perils such as lightning, explosion, storm and flood. Banks usually require it for property bought on a loan.
Factories and warehouses
Shops and offices
Property owners with bank loans
What is covered
Fire, lightning and explosion
Storm, cyclone and flood
Earthquake, if added
Riot, strike and malicious damage
What is not covered
Loss of profit (needs business interruption cover)
Theft during or after a fire
Covers and exclusions vary by insurer and plan; the policy wording applies.
Making a claim
How a claim works with Kreeva
01
Inform us
Tell us what happened as soon as possible.
02
Register
We register the claim and arrange the survey if needed.
03
Documents
We send a checklist of what the insurer needs.
04
Settlement
We follow up until the claim is settled.
Fire insurance — questions
What is business interruption cover?
It pays lost profit and fixed costs while a business recovers from a fire. It is added to a fire policy.
Not sure which plan fits? Ask an advisor.
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