Public liability insurance
If a visitor is injured or their property damaged at your premises, you may be held liable. Public liability insurance pays the compensation and legal costs.
Shops, malls and hotels
Factories, hospitals and event venues
What is covered
Third-party injury and death
Third-party property damage
Legal defence costs
What is not covered
Injury to your own employees (needs workmen’s compensation)
Contractual liability
Covers and exclusions vary by insurer and plan; the policy wording applies.
Making a claim
How a claim works with Kreeva
01
Inform us
Tell us what happened as soon as possible.
02
Register
We register the claim and arrange the survey if needed.
03
Documents
We send a checklist of what the insurer needs.
04
Settlement
We follow up until the claim is settled.
Public liability insurance — questions
Is public liability insurance compulsory?
For businesses handling hazardous substances it is compulsory under the Public Liability Insurance Act. For others it is strongly advised.
Not sure which plan fits? Ask an advisor.
Free consultation. No obligation to buy.