Workmen’s compensation insurance

Employers are legally liable to compensate workers injured or killed at work under the Employee’s Compensation Act. This policy pays that liability.

Factories and contractors

Construction and transport businesses

What is covered

Compensation for death and disability at work

Occupational diseases, if covered

Medical expenses, if added

Injury under the influence of alcohol or drugs

Wilful disobedience of safety rules

Covers and exclusions vary by insurer and plan; the policy wording applies.

Making a claim

Tell us what happened as soon as possible.

We register the claim and arrange the survey if needed.

We send a checklist of what the insurer needs.

We follow up until the claim is settled.

Who needs this cover?

Any business employing workers in roles with risk of injury, especially factories, construction and transport.

Free consultation. No obligation to buy.