Two-wheeler insurance for bikes and scooters
Third-party cover is compulsory for every bike and scooter. A comprehensive policy also pays for damage to your own vehicle and for theft. We compare plans, renew lapsed policies and help when you claim.
Types of two-wheeler insurance
Comprehensive
Own damage, theft and third-party liability in one policy.
Third-party only
The legal minimum: injury or damage you cause to others.
Long-term (multi-year)
Two or three years of cover in one go, with no yearly renewal worry.
What is covered
What is not covered
Covers and exclusions vary by insurer and plan; the policy wording applies.
Making a claim
How a claim works with Kreeva
Tell us first
Call or WhatsApp with photos and the location. We register the claim.
Survey and garage
We help you choose a network garage and arrange the surveyor.
Documents
We send a checklist: RC, licence, policy and FIR if needed.
Settlement
Cashless at network garages, or reimbursement — we follow up until paid.
Two-wheeler insurance — questions
Can I renew an expired bike insurance policy?
Yes. Third-party cover can usually be renewed straight away; comprehensive cover after a lapse may need a vehicle inspection.
Is zero depreciation available for two-wheelers?
Yes, usually for vehicles up to about five years old. It pays the full cost of replaced parts at claim time.
Do I need a separate personal accident cover?
Owner-riders need personal accident cover. If you already hold a qualifying PA policy, it may not be needed again — we check this for you.
Not sure which plan fits? Ask an advisor.
Free consultation. No obligation to buy.