Health insurance that pays when you need it

Two health policies at the same price can pay very differently. We compare room-rent limits, co-payment, waiting periods and hospital networks so your claim is paid the way you expect.

Family floater health insurance Individual health insurance Senior citizen health insurance Critical illness insurance Super top-up health insurance Personal accident insurance

Health insurance plans

Main planFamily floater health insuranceA family floater shares one sum insured across you, your spouse and your children for a single premium.Main planIndividual health insuranceAn individual policy gives one person their own sum insured, which no one else can use up.Main planSenior citizen health insurancePlans for people aged 60 and above cover the higher medical costs of later life.Critical illness insuranceA critical illness policy pays a fixed lump sum when you are diagnosed with a listed illness such as cancer,…Super top-up health insuranceA super top-up adds large extra cover at a low premium.Personal accident insuranceA personal accident policy pays a fixed amount for accidental death or disability, and on many plans a weekly…Hospital daily cashHospital daily cash pays a fixed amount for each day in hospital, whatever the bill.

Making a claim

How claims work with Kreeva

Tell us early

For planned treatment, a few days ahead; in an emergency, as soon as you can.

Cashless approval

The hospital sends the request; we follow it up with the insurer.

Bills and reports

We list exactly what to keep for any reimbursement.

Settlement

We track the claim until it is paid and explain any deduction.

Health insurance questions

What is a waiting period?

The time before certain illnesses or pre-existing diseases are covered, often 1 to 4 years. Continuous renewal keeps the credit you have built up.

What does cashless treatment mean?

At a network hospital the insurer pays the hospital directly after approval, so you pay only the items not covered.

Not sure which plan fits? Ask an advisor.

Free consultation. No obligation to buy.

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