Taxi and cab insurance
Taxis and app-based cabs are commercial vehicles and need a policy written for passenger-carrying use. A private-car policy will not pay a claim on a cab used for hire.
Taxi owners and owner-drivers
Drivers on ride-hailing platforms
Travel and cab operators
What is covered
Damage to the cab from accident, fire or theft
Legal liability for passengers
Third-party injury and property damage
Personal accident cover for the owner-driver
What is not covered
Carrying more passengers than permitted
Use without a valid taxi permit
Mechanical breakdown
Covers and exclusions vary by insurer and plan; the policy wording applies.
Making a claim
How a claim works with Kreeva
01
Tell us first
Call or WhatsApp with photos and the location. We register the claim.
02
Survey and garage
We help you choose a network garage and arrange the surveyor.
03
Documents
We send a checklist: RC, licence, policy and FIR if needed.
04
Settlement
Cashless at network garages, or reimbursement — we follow up until paid.
Taxi & cab insurance — questions
Can I use private car insurance for an app-based cab?
No. Using a private-car policy for hire can lead to a rejected claim. The vehicle needs a commercial passenger-carrying policy.
Not sure which plan fits? Ask an advisor.
Free consultation. No obligation to buy.