Whole life insurance
Whole life insurance covers you for most of your life, usually up to age 99 or 100, so a payout to your family is almost certain. It is used for leaving an inheritance or planning estate costs.
People who want to leave a definite sum to their family
Business owners planning succession
What is covered
Life cover up to age 99 or 100
Payout to the nominee on death
Bonuses on participating plans
What is not covered
Suicide in the first policy year
Non-disclosed conditions
Covers and exclusions vary by insurer and plan; the policy wording applies.
Making a claim
How a claim works with Kreeva
01
Inform us
The nominee calls or messages us with the policy details.
02
Claim form
We help complete the insurer’s claim form.
03
Documents
Death certificate, ID and bank details, plus others the insurer asks for.
04
Payment
We follow up until the insurer pays the nominee.
Whole life insurance — questions
Is whole life cover expensive?
It costs more than term cover because a payout is almost certain. We show the cost difference clearly.
Not sure which plan fits? Ask an advisor.
Free consultation. No obligation to buy.