Electric vehicle insurance

Electric cars and scooters are insured like other vehicles, but the battery and motor are the most expensive parts. EV-specific add-ons protect them.

Owners of electric cars and two-wheelers

Fleet operators switching to EVs

What is covered

Accidental damage, fire and theft

Third-party liability

Battery and charger, with the right add-on

Damage from flooding to the battery pack, with the right add-on

Gradual battery wear and loss of capacity

Damage from charging with unapproved equipment

Mechanical or electrical breakdown without an add-on

Covers and exclusions vary by insurer and plan; the policy wording applies.

Making a claim

Call or WhatsApp with photos and the location. We register the claim.

We help you choose a network garage and arrange the surveyor.

We send a checklist: RC, licence, policy and FIR if needed.

Cashless at network garages, or reimbursement — we follow up until paid.

Is the battery covered under normal own-damage cover?

Accidental damage usually is, but water and electrical damage to the battery often needs a specific add-on. We check the policy wording for you.

Free consultation. No obligation to buy.