Contractor’s all risk insurance

A CAR policy protects a construction project — the works, materials on site and third-party liability — from start to handover.

Building contractors and developers

Project owners

What is covered

Damage to works under construction

Materials on site

Third-party injury and property damage

Debris removal

Faulty design, on most policies

Wear and tear of plant

Covers and exclusions vary by insurer and plan; the policy wording applies.

Making a claim

Tell us what happened as soon as possible.

We register the claim and arrange the survey if needed.

We send a checklist of what the insurer needs.

We follow up until the claim is settled.

Does it cover construction machinery?

Machinery can be added as a section, or covered by a contractor’s plant and machinery policy.

Free consultation. No obligation to buy.