Professional indemnity insurance

Professionals can be sued for mistakes or negligence in their advice or service. Professional indemnity insurance pays compensation and legal costs.

Doctors and hospitals

Chartered accountants and lawyers

Architects, engineers and IT consultants

What is covered

Claims for errors, omissions and negligence

Legal defence costs

Cover for past work, if retroactive cover is chosen

Fraud and dishonest acts

Fines and penalties

Covers and exclusions vary by insurer and plan; the policy wording applies.

Making a claim

Tell us what happened as soon as possible.

We register the claim and arrange the survey if needed.

We send a checklist of what the insurer needs.

We follow up until the claim is settled.

Is cover needed for work done in past years?

Claims can arise years later. A retroactive date extends cover to earlier work.

Free consultation. No obligation to buy.