Health insurance for senior citizens and parents
Plans for people aged 60 and above cover the higher medical costs of later life. The details matter more here: co-payment, disease sub-limits and pre-existing disease waiting periods vary widely between insurers.
What is covered
What is not covered
Covers and exclusions vary by insurer and plan; the policy wording applies.
Making a claim
How a claim works with Kreeva
Tell us early
For planned treatment, a few days ahead; in an emergency, as soon as you can.
Cashless approval
The hospital sends the request; we follow it up with the insurer.
Bills and reports
We list exactly what to keep for any reimbursement.
Settlement
We track the claim until it is paid and explain any deduction.
Senior citizen health insurance — questions
Is a medical test needed?
Many insurers ask for a pre-policy health check for older applicants. We arrange it and explain the result before you buy.
What is co-payment?
The share of each claim you pay yourself, for example 20%. Plans without co-payment cost more but pay more at claim time.
Not sure which plan fits? Ask an advisor.
Free consultation. No obligation to buy.