Shop insurance

A shopkeeper’s policy covers your stock, fittings and cash in one package, so a fire or break-in does not wipe out your business.

Retail shops and showrooms

Small traders and wholesalers

What is covered

Fire and natural calamities

Burglary and theft

Money in the shop and in transit

Plate glass and signboards

Public liability on many plans

Stock losses found at stock-taking with no clear cause

Wear and tear

Covers and exclusions vary by insurer and plan; the policy wording applies.

Making a claim

Tell us what happened as soon as possible.

We register the claim and arrange the survey if needed.

We send a checklist of what the insurer needs.

We follow up until the claim is settled.

Should stock be insured at cost or selling price?

At cost price. We help you set the right sum insured so claims are not reduced for under-insurance.

Free consultation. No obligation to buy.